Department: Retail Assets-Business
LocationAll branches in across India 
Employment Type: Full time
ExperienceMinimum 1 to 5 years’ experience Retails Assets- Secured & Unsecured Loans 
Qualification: MBA/Graduation/ Diploma 

Job Description:
 
  • Primarily responsible for Sourcing, disbursements and collections.
  • Generate business through Alternate channel(DSA/ Connectors)
  • Sourcing of target clients as per organization policy
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Will be responsible for achieving monthly sales target assigned
  • Analyze applicants’ Income, financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available,as well as the terms of those services.
  • Obtain and compile copies of loan applicants’ credit histories, financial statements,and other financial information.
  • Review and Edit credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according topolicy.
  • Compute payment schedules.
  • Submit applications to credit officer for verification and approval
  • Facilitate for disbursement of approved file
  • Handle customer complaints and take appropriate action to resolve them.
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans
  • Recommend appropriate financial product or service to the customer
  • Ensure quality customer service is delivered 
 Preferred Skill 
  • Source leads to generate Business 
  • Have experienced in Retail assets- Secured & Unsecured loans 

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