Department
:
Retail Assets-Business
Location
:
All branches in across India
Employment Type
:
Full time
Experience
:
Minimum 1 to 5 years’ experience Retails Assets- Secured & Unsecured Loans
Qualification
:
MBA/Graduation/ Diploma
Job Description:
∙
Primarily responsible for Sourcing, disbursements and collections.
Generate business through Alternate channel(DSA/ Connectors)
Sourcing of target clients as per organization policy
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Will be responsible for achieving monthly sales target assigned
Analyze applicants’ Income, financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available,as well as the terms of those services.
Obtain and compile copies of loan applicants’ credit histories, financial statements,and other financial information.
Review and Edit credit and loan files.
Review loan agreements to ensure that they are complete and accurate according topolicy.
Compute payment schedules.
Submit applications to credit officer for verification and approval
Facilitate for disbursement of approved file
Handle customer complaints and take appropriate action to resolve them.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans
Recommend appropriate financial product or service to the customer
Ensure quality customer service is delivered
Preferred Skill
Source leads to generate Business
Have experienced in Retail assets- Secured & Unsecured loans
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