In the quiet village of Guhaldihi in Odisha’s Mayurbhanj district, Usharani Nayak’s story stands as a powerful testament to resilience, determination, and the transformative power of financial inclusion.

Living in a household of seven with just one earning member, managing monthly budget was a constant struggle. Though Usharani owned 1.5 acres of land and cultivated Sabai grass—a locally grown natural fiber—traditional methods yielded only modest returns.

But Usharani had a bigger dream: to turn Sabai grass into value-added products such as ropes, mats, and baskets, and create a sustainable business that could uplift her family and community. Her turning point came when she learned about IIFL Samasta through her neighbors. Drawn by its transparent process and a helpful financial literacy session, she joined a Self-Help Group and applied for her first loan.

With this initial support, Usharani established a small manufacturing unit for Sabai grass products. Her dedication and entrepreneurial spirit quickly bore fruit. Her business not only sustains her family but also provides employment opportunities to other women in her village. From fulfilling bulk orders to supplying handcrafted products across Mayurbhanj, she has created a model of grassroots success.

Usharani’s journey reflects the spirit of entrepreneurship that lies in every community—and how access to the right resources can turn dreams into reality.