TOLL FREE NUMBER : 18001208868

Empowering Individuals,
Enriching Communities

READ MORE

IIFL Samasta Finance Limited, is a financial institution
commited to working towards women’s economic empowerment.

IIFL SAMASTA FINANCE LIMITED

is committed to working towards women’s economic empowerment. Since its inception in March 2008, IIFL Samasta has been providing innovative and affordable financial products to women from unbanked sections in society in both rural and semi urban areas. Today as the organisation caters to 22 states and 1 union territory across India, IIFL Samasta with its wide array of responsible financial products and services acts as a catalyst for sustainable and inclusive economic growth.
Read More

OUR PRODUCTS

Document

IIFL SAMASTA

IIFL Samasta Finance Limited is a financial institution committed to working towards women’s economic empowerment. Since its inception in March 2008, IIFL Samasta has been providing innovative and affordable financial products and services to more than a million rural and semi-urban women in 22 states and 1 union territory across India to help fulfill their aspirations to become financially independent through entrepreneurship.

Enabling Entrepreneurship – Watch our stories of change.

0
States
0
Branches
MM+
Customers
0 Cr
Assets Under Management

CUSTOMER STORIES

Customer Speak

LIFE AT IIFL SAMASTA

IIFL Samasta fosters an inspirational work environment because for us, work is about making a positive impact in the lives of millions of people through affordable and accessible financial services. Employees are the heart and soul of our business and every individual has an important role to play. IIFL Samasta Finance Limited is committed to providing our employees with a fun, engaging and rewarding environment. We offer a variety of benefits to promote the well-being of our people while providing a work environment that allows them to excel and reach their full potential.

Listen to our team! Have a look at their success stories and find out how you could make a successful career with us.

IIFL Samasta offers career-defining opportunities by encouraging employees to achieve their full potential and thereby meet their professional goals. IIFL Samasta believes in an open-door policy with the senior management leading and guiding the employees at every stage of their career growth.

If you are seeking innovation, learning, and growth, IIFL Samasta is the place for you! Check out the open positions and submit your CV to recruitment@iiflsamasta.com with the appropriate job title/code.

Close Menu

Samriddhi (Income Generation Loan)

Samasta Microfinance empowers women by giving them access to capital to setup or grow micro enterprises. Samriddhi – Income generation loans are designed to meet a variety of needs like increasing working capital, buying inventories.

Lending ModelJoint Liability Group
Loan AmountRs. 25,000 – Rs. 70,000
Tenure12 – 36 Months
Repayment FrequencyMonthly/Fortnightly
Annual Interest Rate24.75% (on Reducing balance)
Processing Fee1.5% + GST

Shiksha (Education Loan)

Shiksha- Education Loan provides education loans to help customers meet educational requirements of their children.

Lending ModelJoint Liability Group
Loan AmountRs. 10,000 – Rs. 20,000
Tenure1 – 2 years
Repayment FrequencyMonthly/Fortnightly
Annual Interest Rate24% (on Reducing balance)
Processing Fee1.5% +GST

Surabhi (Dairy Cattle Loan)

Surabhi – Dairy Cattle Loan caters to the dairy development activities of the customers including purchase of new cattle to increase income. This loan provided to women involved in dairy activities also includes insurance coverage to mitigate any risk.

Lending ModelIndividual
Loan AmountRs. 60,000 – 90,000
Tenure2 years
Repayment FrequencyMonthly/Fortnightly
Annual Interest Rate19% – 24% (on Reducing balance)
Processing Fee1.5% +GST

Samvardhana (Top-up Loan)

Samvardhana-Top Up loan is an additional amount given to customers with existing business loans. Through this, IGL customers having good repayment history are given an opportunity to access more cash to boost their income generation activities.

Lending ModelJoint Liability Group
Loan AmountRs. 15,000 – Rs. 35,000
Tenure6 – 24 Months
Repayment FrequencyMonthly/Fortnightly
Annual Interest Rate24% (on Reducing balance)
Processing Fee 1.5% +GST

Suvidha (Product Loan)

Suvidha- Consumer Products Loan is designed to improve the quality of our customers lives by giving them access to life-enhancing products like cook stoves, mixer grinder, water purifier, solar lights and mobile phone.

Lending ModelJoint Liability Group
Loan AmountRs. 1,000 – Rs. 25,000
Tenure9 – 18 Months
Repayment FrequencyMonthly/Fortnightly
Annual Interest Rate24.75% (on Reducing balance)
Processing Fee 1.5% +GST

Sampark (Mortgage Loan)

Micro, Small, Medium Enterprises (MSME) play a prominent role in creating employment opportunities and generating income. Sampark- Mortgage Loan is designed to promote such MSMEs by allowing them hassle-free credit access.

Lending ModelIndividual
Loan AmountRs 3 Lakh- Rs 15 Lakh
Tenure2 – 10 Years
Repayment FrequencyMonthly
Annual Interest Rate21% – 23%
Processing Fee2% + Applicable GST

Sampark Advantage (Mortgage Loan)

Micro, Small, Medium Enterprises (MSME) play a prominent role in creating employment opportunities and generating income. Sampark Advantage- Mortgage Loan is designed to promote such MSMEs by allowing them hassle-free credit access.

Lending ModelIndividual
Loan AmountRs 60, 000 – Rs 5 Lakh
Tenure12 – 60 Months
Repayment FrequencyMonthly
Annual Interest Rate25%
Processing Fee2% + Applicable GST

Swabhiman (Micro Enterprise Loan)

Micro, Small, Medium Enterprises (MSME) play a prominent role in creating employment opportunities and generating income. Swabhiman – Mortgage Loan is designed to promote such MSMEs by allowing them hassle-free credit access.

Lending ModelIndividual
Loan AmountRs 60000 – Rs 5 Lakh
Tenure12 – 48 Months
Repayment FrequencyMonthly
Annual Interest Rate26% – 28%
Processing Fee2% + Applicable GST

SAJAL (SA-Sanitation & JAL-Water)

promotes eliminating water and sanitation challenges by allowing access to capital required for building new toilet, renovating old structure & facilitating safe drinking water.

Lending ModelJoint Liability Group
Loan AmountRs. 10,000 – Rs. 35,000
Tenure1 – 2 Years
Repayment FrequencyMonthly/Fortnightly
Annual Interest Rate24.75%
Processing Fee1.5% + GST

PRAGATI (Mortgage Loan)

Micro, Small, Medium Enterprises (MSME) play a prominent role in creating employment opportunities and generating income. Sampark- Mortgage Loan is designed to promote such MSMEs by allowing them hassle-free credit access.

Lending ModelIndividual
Loan AmountRs 3 Lakh- Rs 25 Lakh
Tenure24 – 120 Months
Repayment FrequencyMonthly
Annual Interest Rate19-21%
Processing Fee2% + Applicable GST