Life at Samasta

At IIFL Samasta Finance, we cultivate an inspiring workplace ethos centered on our belief that work is a means to create a meaningful difference in the lives of countless individuals by offering affordable and readily available financial solutions. Our team members are the cornerstone of our operations, each contributing significantly to our mission.
Committed to fostering a vibrant, inclusive, and fulfilling atmosphere, IIFL Samasta ensures that our employees thrive. We provide an array of benefits designed to enhance their welfare while nurturing an environment conducive to their growth and success.

Join Our Team

Relationship Manager

Department: Retail Assets-Business

Location: All branches in across India

Employment Type: Full time

Experience: Minimum 1 to 5 years’ experience Retails Assets- Secured & Unsecured Loans

Qualification: MBA/Graduation/ Diploma

Job Description:

∙Primarily responsible for Sourcing, disbursements and collections.
Generate business through Alternate channel(DSA/ Connectors)
Sourcing of target clients as per organization policy
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Will be responsible for achieving monthly sales target assigned
Analyze applicants’ Income, financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available,as well as the terms of those services.
Obtain and compile copies of loan applicants’ credit histories, financial statements,and other financial information.
Review and Edit credit and loan files.
Review loan agreements to ensure that they are complete and accurate according topolicy.
Compute payment schedules.
Submit applications to credit officer for verification and approval
Facilitate for disbursement of approved file
Handle customer complaints and take appropriate action to resolve them.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans
Recommend appropriate financial product or service to the customer
Ensure quality customer service is delivered

Preferred Skill

Source leads to generate Business
Have experienced in Retail assets- Secured & Unsecured loans

Audit Manager

Department: Audit
Location: Bangalore – HO
Employment Type: Full time
Experience: Minimum 5+ years experience NBFC/Fintech/MFI/HFC
Qualification: B.com/MBA

Job Description:

Manage Audit Operations – Oversee the back-office audit team, ensuring efficiency and adherence to timelines.
Risk-Based Audits – Assist in planning and executing Risk-Based Internal Audits (RBIA) to identify key risks.
Compliance & Advisory – Guide departments on policies, processes, and internal controls to ensure regulatory compliance.
Reporting & Insights – Prepare audit reports, risk impact assessments, and actionable insights for senior management and the Audit Committee.
Coordination & Alignment – Work with regional/zonal audit teams and external auditors to ensure consistency in procedures, policies, and compliance.

Preferred Skill

Micro Finance and Rural banking knowledge. Proficiency in MS Office
Excellent written and verbal English communication skills
Multilingual – Added advantage to individuals who are able to speak more than one language (Hindi, Kannada, Telugu,Tamil)
Personal drive and positive work ethic to deliver results within tightdeadlines and in demanding situations
Flexibility to adapt to a variety of engagement types, working hours and work environments
Effective at inspiring and motivating team members in order to deliver high quality standards
Recognizing the developmental requirements of team members and set goals to achieve them

Unsecured Business Loans – Credit

Department: Tech Lending – Credit
Location: Bangalore – HO
Employment Type: Full time
Experience: Minimum 3-5 years experience NBFC/Fintech/MFI/HFC
Qualification:Graduate/Any degree

Job Description:

Evaluate proposals of customers for Business Loans.
Analyzing the banking and bureau parameter and decision on loan
Credit Underwriting Responsible for maintaining quality of the loan portfolio
Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.
Keeping delinquency under control.
Basic knowledge about Business Rule Engine

Preferred Skill

Advance MS Excel
Prefereably – English, Telugu & Hindi

Tech Lending – BDO

Department: Tech Lending
Location: Shivamogga, Hassan, Raichur, Thanjavur, Coimbatore, Kumbakonam & Kanyakumari
Employment Type: Full time
Experience: Minimum 0 -5 years field(Sales) experience NBFC/Fintech/MFI/HFC
Qualification:Postgraduate in Finance and Risk Management,MBA,CA or CS with 8+ years of experience in Financial Services Compliance, particularly in MFI/NBFC sectors

Job Description:

Analyze customer requirements and develop customized solutions.
Identify key stakeholders within client organizations to cultivate profitable relationships.
Assist in generating new business opportunities.
Explore avenues for greater profits through digital lending products.
Needs to do Partner On-boarding , Support Partners in customer on-boarding , Co-Ordinate with HO for
issue resolution, Self Target for Customer On-boarding also to be met.
Resolve customer complaints promptly and effectively.
Collaborate with the sales team to identify up-selling and cross-selling opportunities.
Promote high-quality sales, supply, and customer service processes.
Stay informed about competitors’ offerings and market trends.
Should be willing to travel within city every day and outskirts too as per business requirement ) – This is a complete field job- should not have any issues with it.
Targets and Incentive structures will be decided and provided by DLA team

Preferred Skill

Source leads to generate Business
Have experienced Tech based or Business loan disbursement.

Company Secretary

Department: Compliance Secretarial
Location: Bangalore
Employment Type: Full time
Experience: 3-10 Years
Qualification:Postgraduate in Finance and Risk Management,MBA,CA or CS with 8+ years of experience in Financial Services Compliance, particularly in MFI/NBFC sectors

Job Description:

Manage end-to-end compliance for MFI/NBFC operations, ensuring regulatory adherence.
Provide expert guidance on RBI advisories, reporting, and monitoring.
Oversee regulatory developments to manage risks, including AML, CFT, KYC, and compliance risks.
Conduct risk assessments for products, ensuring alignment with RBI, SEBI, AMFI, IRDA, and other regulatory standards.
Collaborate with compliance, risk, legal, audit, and regulatory teams for comprehensive compliance management.
Conduct Pre-Production Audits and provide sign-offs on control testing reports.
Develop and maintain compliance tools, policies, and risk management documentation.
Experience with business requirement drafting and system implementation.

Preferred Skill

Certified compliance professional is a plus.
Strong understanding of legal and regulatory requirements in fintech, microfinance, and MFI/NBFC sectors.
Proven ability to handle audits and inspections successfully.

Events

Relationship Manager

Department: Retail Assets-Business Location: All branches in across India Employment Type: Full time Experience: Minimum 1 to 5 years’ experience Retails Assets- Secured & Unsecured Loans Qualification: MBA/Graduation/ Diploma Job Description: ∙Primarily responsible for Sourcing, disbursements and collections. Generate business through Alternate channel(DSA/ Connectors) […]

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Audit Manager

Department: AuditLocation: Bangalore – HOEmployment Type: Full timeExperience: Minimum 5+ years experience NBFC/Fintech/MFI/HFCQualification: B.com/MBA Job Description: Manage Audit Operations – Oversee the back-office audit team, ensuring efficiency and adherence to timelines. Risk-Based Audits – Assist in planning and executing Risk-Based Internal Audits (RBIA) to […]

Unsecured Business Loans – Credit

Department: Tech Lending – CreditLocation: Bangalore – HOEmployment Type: Full timeExperience: Minimum 3-5 years experience NBFC/Fintech/MFI/HFCQualification:Graduate/Any degree Job Description: Evaluate proposals of customers for Business Loans. Analyzing the banking and bureau parameter and decision on loan Credit Underwriting Responsible for maintaining quality of the loan portfolio Assess income to obligation