Community Outreach

Recognizing the significance of social interventions and their wide-reaching impact on marginalized communities, we go beyond offering mere loans. Through our CSR program, we’ve launched several initiatives aimed at empowering the communities we serve.

An unrelenting focus on customers

Committed to the belief that social interventions can profoundly influence marginalized communities, we deliver more than just financial services. Our CSR initiatives focus on fostering empowerment and growth in the communities they support. While our goal is to create a broad societal impact, we prioritize women, children, marginalized groups, and the elderly. Our flagship CSR projects concentrate on enhancing financial literacy among rural women, fostering skill development for youth, and ensuring the welfare of farmers’ cattle.

CSR Projects

CSR Policy

CSR Committee

CSR Annual Reports

Projects Approved by the Board

Venkatesh N

Managing Director

Shivaprakash Deviah

Whole Time Director & CIO

Ms. Uma Shanmukhi Sistla

Additional (Independent Director)

CSR Committee

Financial Literacy and Inclusion

Financial literacy is a vital component of a nation’s prosperity, intricately linked to its economic development. It involves acquiring the skills and understanding needed to make informed choices, efficiently handling finances and earnings for wise spending, and saving. Essentially, financial literacy empowers individuals to devise robust and sustainable financial strategies that suit their resources and income, addressing both immediate and future requirements.

Our financial literacy initiative aims to educate women, youth, and farmers residing in underserved rural areas through village-level training sessions. Our program emphasizes essential financial concepts, such as income and expenses management, financial planning and budgeting, the significance of saving, borrowing practices, navigating formal financial systems, investment strategies, and understanding social benefit schemes.

Following the training sessions, we establish kiosks at the village level to ensure ongoing support and assistance for financial inclusion.

Our financial literacy efforts have benefitted over 64,000 individuals in rural areas, providing them with crucial financial skills. Thanks to this initiative, participants are now equipped to make informed financial choices, cultivate improved saving practices, utilize banking services, and enroll in diverse social benefit programs.

Livestock Development Program

Livestock farming plays a pivotal role in rural livelihoods, complementing agricultural endeavors and serving as a primary income source for numerous households throughout India. This mutually beneficial connection between agriculture and livestock is deeply ingrained in rural communities, where both sectors thrive together, supporting and enhancing each other.

Despite its importance, improving the productivity of farm animals remains a significant hurdle. Numerous factors contribute to this challenge, including limited understanding of optimal livestock rearing methods, insufficient implementation of preventive healthcare measures, scarcity of quality fodder, and underutilization of modern technologies such as Artificial Insemination.

Acknowledging these challenges, IIFL Samasta has undertaken a comprehensive initiative to assist dairy cattle farmers and tackle these urgent issues. We have established 25 Livestock Development Centers across rural regions in Bihar, Karnataka, and Rajasthan. These centers act as focal points for delivering vital cattle health services directly to farmers’ homes, offering essential interventions like Artificial Insemination (AI) and supplying necessary inputs for dairy cattle farming.

We advocate and incentivize dairy cattle farmers to cultivate enhanced fodder varieties, ensuring a consistent supply of nutritious feed for livestock year-round. Additionally, we arrange village-level health camps providing essential veterinary services like vaccinations, deworming, and health assessments to safeguard cattle welfare. This proactive strategy aids in reducing disease prevalence and mortality rates among livestock. Through this comprehensive approach, we have positively influenced over 43,000 dairy cattle farmers.

Promoting women microentrepreneurs

Rural women in India rely heavily on agriculture and livestock for their livelihoods. However, the well-being of rural communities, especially small and marginal households, including women, is threatened by the fragmentation of land holdings across generations. Agriculture alone cannot adequately meet the needs of poor and marginal households. Additionally, unpredictable rainfall patterns increase risks in the farming sector, prompting individuals to explore opportunities in other sectors.

Recognizing the potential of non-farm rural entrepreneurship, IIFL Samasta collaborates with over 1000 women in rural Bihar and Tamil Nadu to enhance sustainable income. Through activities like mushroom cultivation, goat rearing, tailoring, food processing, millet value addition, fashion designing, handicrafts, and bag making, we empower women economically. Key program activities include raising awareness, mobilizing women, providing skill training and enterprise management support, facilitating business setup, organizing exposure visits, and assisting with market linkages.

Scholarship for Girl students

At IIFL Samasta, we strongly advocate for equal access to quality education for every girl, regardless of their financial situation. Sadly, financial constraints, gender biases, and lack of support often hinder girls from continuing their education. We are dedicated to changing this narrative. To address these challenges, IIFL Samasta has initiated a scholarship program tailored specifically for financially disadvantaged young girls. This program has positively impacted many girls, enabling them to pursue their education without financial burdens. By providing financial aid, we empower these girls to pursue their academic goals and unleash their potential. Over the past four years, IIFL Samasta has supported over 2,500 girl students through scholarships.

Furthermore, we offer guidance and mentorship through our employee mentorship program. Scholarship recipients are paired with mentors who offer support, guidance, and motivation.

At IIFL Samasta, we are committed to bridging educational disparities and creating a future where every girl can thrive. Together, we can overcome obstacles, promote gender equality, and build a brighter, more inclusive world for all.

Project Vision care

The necessity for eye check-up camps in rural India is crucial for several reasons. Primarily, rural regions frequently suffer from insufficient healthcare infrastructure, particularly in terms of eye care services. Consequently, a considerable portion of the population remains untreated for various eye ailments, resulting in preventable blindness and vision impairment.

Promoting Environmental Sustainability and Renewable Resources

Promoting sustainability and fighting climate change requires the adoption of solar lighting and tree planting initiatives. These actions not only decrease carbon emissions and energy usage but also boost biodiversity, support ecosystem health, and enhance community resilience against climate change impacts.

In Karnataka’s HD Kote block, IIFL Samasta has installed solar streetlights, a significant stride towards embracing renewable energy solutions. This marks our modest contribution to climate change mitigation. These solar streetlights in rural communities offer tangible benefits by providing lighting solutions after dark. This enhances safety and security while improving residents’ quality of life, particularly in areas with limited access to electricity.

Our tree plantation initiatives have resulted in the planting of over 8,000 trees across numerous cities. These programs are designed to enhance greenery and mitigate the adverse effects of pollution in urban areas. Ultimately, this effort will contribute to revitalizing the entire region, fostering a greener environment, and cultivating resilient trees capable of withstanding natural disasters in the long term.

CSR Policy

CSR Policy April 2024

Humanitarian aid

At IIFL Samasta, our dedication to supporting communities remains steadfast. In times of crisis, we stand in solidarity with those who require assistance. Through concerted endeavors, we’ve delivered crucial aid to 23,775 individuals impacted by natural calamities such as cyclones and floods, ensuring they receive vital dry ration kits. Furthermore, acknowledging the frontline heroes combating COVID-19, we’ve distributed COVID-19 safety kits to 2,100 police personnel and provided 2,500 PPE kits to government hospitals. Together, we endeavor to assist and safeguard individuals confronting challenges across diverse situations.

CSR Annual reports

CSR Projects approved by the board of directors of the company for the financial

year 2024-25

Thematic Areas	Name of the Project
Health	Mobile medical units Vision screening and distribution of glasses
Women Empowerment	Financial Literacy and inclusion Program Women Micro entrepreneurs Development Program
Agriculture	Livestock Development program
Environment	Promoting renewable energy: Installing solar street lights and solar power interventions in schools and Govt health centers. Rejuvenation and renovations of lakes Tree plantation
Education	Promoting digital education in Govt schools Providing Deskits for children studying in Govt schools Scholarship for girl students
Humanitarian aid	Distribution of relief kits to communities affected by natural calamities